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How to Pay Off Credit Card Debt Early

Posted on July 10, 2018 at 2:20 PM Comments comments (14)

Did you know that credit card debt can be harmful to your health? While it’s difficult to imagine anyone creating harm for themselves when using their credit cards, this should give you pause if that next purchase adds to a seriously overweight credit card balance. In that respect, knowing how to pay off credit card debt is no different than going on a life extending diet.


Today, the growth in debt is linked to the growing gap between the increase in the cost-of-living...

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DUI Could Mean Prison Time

Posted on April 26, 2018 at 1:50 PM

DUI Could Mean Prison Time

A cause of concentration loss is being under the influence of a substance, such as drugs or alcohol. With booze being the most common source of distracted driving, let’s look at those laws. In South Carolina, it will come down to severity and previous offences, but a first offence offers a maximum six months jail time. If your blood alcohol content is over 0.15% or it is a second offence, then there is an indef...

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Driving While Distracted

Posted on April 26, 2018 at 1:45 PM

What Are the Legal Ramifications of Driving While Distracted?



South Carolina has the third worst drivers of any state, with two thirds of all accidents involving the use of cell phones. However, this isn’t the only cause of distraction for drivers. Eating, doing hair or makeup, and chatting to passengers can divert a driver’s attention at a crucial moment. When traveling at speed, just a few seconds of lack...

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WILL NEW BILL HELP PEOPLE FILING FOR BANKRUPTCY DUE TO MEDICAL DEBT?

Posted on April 10, 2018 at 4:35 PM

WILL NEW BILL HELP PEOPLE FILING FOR BANKRUPTCY DUE TO MEDICAL DEBT?


A new bill seeks to change the laws governing medical debt bankruptcies, which represent a substantial proportion of bankruptcies in the U.S.


Many people in Irmo, South Carolina, have struggled with medical bills at some point; today, even people with insurance may find it difficult to keep up with rising healthcare costs. According...

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DEBT A MOUNTING PROBLEM FOR AMERICAN RETIREES

Posted on April 10, 2018 at 4:35 PM


DEBT A MOUNTING PROBLEM FOR AMERICAN RETIREES


Retirement is supposed to be a time to relax and enjoy the fruits of a career's worth of work. Unfortunately, the recent recession has taken a huge toll on the investments that many Americans were counting on to fund their retirements.


This means that a lot of Americans may face the prospect of not having enough to live on during retirement. I...

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BANKRUPTCY AN OPTION FOR SOUTH CAROLINIANS STRUGGLING WITH DEBT

Posted on April 10, 2018 at 4:30 PM

BANKRUPTCY AN OPTION FOR SOUTH CAROLINIANS STRUGGLING WITH DEBT


Nearly one million people filed for personal bankruptcy in the United States during the first three quarters of 2012. Many people in South Carolina go through bankruptcy in order to make ends meet and relieve themselves of demanding debts.


Chapter 7 bankruptcy

 

The purpose of bankruptcy is t...

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CONGRESS URGED TO CHANGE BANKRUPTCY RULES ON CERTAIN STUDENT LOAN DEBT

Posted on April 10, 2018 at 4:30 PM

CONGRESS URGED TO CHANGE BANKRUPTCY RULES ON CERTAIN STUDENT LOAN DEBT

 

Many students in South Carolina and elsewhere in the United States are graduating with historic levels of student debt while also facing challenging job prospects. The dual issues of a high debt burden and low job prospects can set young individuals on a path to financial insecurity. Under today's personal bankruptcy laws, student debt is generally not dischargeable, but that...

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REBUILDING CREDIT AFTER FILING BANKRUPTCY

Posted on April 10, 2018 at 4:30 PM

REBUILDING CREDIT AFTER FILING BANKRUPTCY


Most people are aware of how important it is to maintain a good credit score. One of the reasons that many people who are overwhelmed with debt are hesitant to explore filing bankruptcy is the fear that it will do even more damage to their credit scores than they have already done in falling behind in paying their bills. However, those who have filed bankruptcy can take steps to rebuild their credit score...

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Applicants With Criminal Records Face Greater Employment Challenges

Posted on April 10, 2018 at 4:25 PM


Applicants With Criminal Records Face Greater Employment Challenges


With the economy still reeling from the recession, unemployment remains high in South Carolina and around the country. In July 2012, the U.S. Bureau of Labor Statistics reported a national unemployment rate of 8.3 percent, with an even higher rate of 9.6 percent unemployment in South Carolina. In these difficult economic times, finding work in South Carolina can be di...

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Mortgage Fraud Convictions In South Carolina Can Carry Stiff Penalties

Posted on April 10, 2018 at 4:25 PM

 

Mortgage Fraud Convictions In South Carolina Can Carry Stiff Penalties


A couple from Myrtle Beach recently pleaded guilty to crimes based on mortgage fraud; the man illegally collected $36,500 and the woman $200,000 through a real estate deal based on fraudulent statements. Each may receive sentences of up to five years in jail and $250,000 fines.

 

A Fort Mill ex-councilman is in jail af...

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